Now you can build, buy and RIDE your dream bike while not thinking about the bill for months, and in some cases for an entire year!

THERE IS NO DOWN PAYMENT! 

You can use YOUR personal line of credit at Smart Cycles for ANYTHING WE SELL.  Your credit revolves, so your remaining available credit can be used again.  

Here are examples of the FINANCING packages we have available:

• 3 Months - Same as Cash (0% Interest) - With Min. Monthly Payment

• 6 Months - Same as Cash (0% Interest) - With Min. Monthly Payment

• 12 Months - Same as Cash (0% Interest) - With Min. Monthly Payment

• 3 Months - Same as Cash (0% Interest) - With NO Monthly Payments

• 6 Months - Same as Cash (0% Interest) - With NO Monthly Payments

We can answer any questions you have about our FINANCING.  Contact us by phone or email (no fax inquiries please), or when you visit the store in person.

You can apply in our store when you visit, 
OR...You can also apply online...

...right now, right here:

Connecticut Residents click link directly below:

Residents of all other US states, 
Financing now available in-store or on the phone 
through:

You can also choose from 3
LOW MONTHLY PAYMENT PROGRAMS:

In our efforts to keep up with the financing interests of our customers, we now also offer simple FINANCING programs based on low monthly payments.  The table below shows what your approximate monthly payment would be based on the amount of your purchase and your choice of 12, 18 or 24 months to pay: